Buyers should first assess their finances, credit score, and get pre-approved for a mortgage to determine borrowing capacity. Avoid opening new credit accounts before closing. Research target communities considering home prices, schools, crime, taxes, and amenities. A real estate agent assists with property search, offers, negotiations, and inspections. Before closing, arrange appraisal, title search, and insurance. On closing day, complete final walk-through, pay costs, sign documents, and receive keys.



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