Florida’s Affordable Housing Supply Gap


Florida’s affordable housing challenge is a pressing topic for our entire region. Recently, over 1,400 housing professionals convened in Orlando to examine a statewide report detailing affordability concerns impacting everything from rentals and home prices to cost burdens and homelessness. The data is sobering: more than 2.5 million low-income Florida households spend over 30% of their income on housing, and 1.4 million spend more than half—evidence that these pressures touch families in every corner of our state, including right here in St. Johns County.

For every 100 extremely low-income renters in Florida, only 25 affordable homes are available, highlighting just how limited options have become for those who need them most. Encouragingly, state leaders have continued their commitment by fully funding local assistance and rental finance programs for the sixth year running, and they’ve approved an additional $50 million for homebuyer assistance. Yet, with more than 30,000 privately owned affordable units at risk by 2034, the need for thoughtful preservation and stable paths to homeownership remains urgent.

As someone deeply involved in both local and state real estate leadership, I see firsthand how these trends shape our community and the importance of advocating for sustainable, inclusive solutions. My approach combines strategic insight with a long-term perspective—whether you’re navigating the luxury market or seeking a stable home in our vibrant coastal region, understanding the broader landscape is key to making informed decisions.


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